Welcome to the debt clearance website!
We are a registered company which specialise in:
- Credit Repair - removing adverse listing & improving your credit scores with Transunion, Experian, XDS & Compuscan.
- Debt Mediation - reducing your monthly installments by 30%-40%
- Home Loans for people who are blacklisted or have low credit scores - This is private finance, no banks are involved. We assist people who are blacklisted and have low scores and were declined by the banks. You just need to pass our affordability tests.
Intelligent Total Credit Clearance - is independent and not linked to any of the credit bureaus or creditors. We strives to protect the rights of ordinary consumers and guide on ways of improving your credit ratings.
With consultants country-wide you can trust on our excellent service! Offices in Bloemfontein, Pretoria, Johannesburg, Pongola, Durban, Nelspruit and more to come. We also have consultants in Welkom, Port Elizabeth, Amazimtoti, Pietermaritsburg and Outshoorn.
- Lower you monthly payments
- Stop judgements, defaults, trace alerts, administration, debt review & sequestration
Many people, who have both the affordability and stability to pay premiums, are often prevented from owning their own homes due to the strict conditions surrounding the granting of bonds from banks in South Africa.
We are the viable alternative to the traditional method of obtaining funds to purchase property. We have a community of private lenders willing to assist you and give you a 100% bond – which can include transfer duties and all other legal costs, at a very affordable locked in interest rate.
The fee for this service is only R11 400 and can be paid over 5 months.
For R150 you get a comprehensive credit report with:
- Your personal details
- Your Credit Score
- Your Accounts Data
- A telephonic or face-to-face consultation to do an assessment & propose a plan
- Our debt repayment & personal budget calculators
- Different payment scenarios that show interest saving
- Note that we cannot proceed to offer any possible solution without doing an assessment from your credit report. Our competitors charge R200 - R500 for this service
Debt Mediation Benefits
- No consolidation loan is necessary!
- Pay an affordable monthly instalment!
- Have sufficient funds for living expenses!
- You get immediate relieve - no waiting period!
- You cannot be turned down!
- You adverse listings will be updated!
- Pay only 60% of your current instalments!
- Keep up to 40% of your income for living expenses!
- Keep your assets!
- Installment amounts are reduced!
- Repayment periods get extended!
- Judgement amounts get discounted!
- No more hassles with debt collectors!
- No more letters of demand!
- No legal fees!
- Judgements amounts get discounted!
- This process takes only 30 days!
We work with several partners in the credit environment to get you relieve!
- Credit providers
- Estate agents
- Vehicle dealers
- Furniture store sales people
- Debt collectors
- Insurance agents
- Loan originators
"We do not perform miracles. We work in the confines of the law."