Clear your name. Restore your financial standing.
ITC Clearance is a specialist credit record clearance firm. We challenge inaccurate, outdated and unlawful entries across all major South African bureaus, so you can access credit, housing and work again.
One entry on your record can cost you everything.
Declined vehicle finance. A rejected rental application. A job offer withdrawn after a credit check. Most people carrying a negative listing never get a clear explanation of what is on their record or what can be done about it.
Speak to a specialist- Court judgmentsShowing on your profile, sometimes already paid or wrongly recorded.
- Debt review flagsStill active long after the process has ended.
- Defaults and adverse listingsOutdated, duplicated or unverified entries dragging your score down.
- Blacklisted statusLocked out of credit with no clear path back.
Five services. One goal: a clean, accurate record.
Every engagement starts with your full credit report, so we act on facts, not assumptions.
Judgment removal
Where a judgment is paid, rescinded, wrongly recorded or otherwise open to challenge, we pursue its removal from your bureau profile through the proper channels.
Ask about your judgmentDebt review flag removal
Finished your debt review? We help you obtain the documentation and have the flag cleared so lenders see your current standing.
Call to check eligibilityAdverse listing removal
Defaults, duplicates and entries that are incorrect, unverifiable or past their legal retention period are formally disputed with the bureaus and the credit providers.
Send us your reportCredit score improvement
Once the record is corrected, we show you what moves your score next, so the improvement lasts.
Start on WhatsAppFull credit clearance assistance
One team managing disputes across TransUnion, Experian, XDS and Compuscan from first review to final outcome.
Book a consultationA clear process from first call to cleaner record.
You always know what we are doing and why.
Free consultation
Tell us your situation by phone, WhatsApp or email.
Credit report review
We analyse every entry across the major bureaus.
Action plan
You get a clear plan showing which entries we can challenge and how.
Disputes and follow-up
We lodge, track and escalate disputes until they are resolved.
Updated report
We confirm the result with a fresh report and guide your next steps.
Built like a firm, run like a firm.
Credit clearance is a process of evidence and procedure. We work that way.
Specialist expertise
Credit clearance is all we do, and we know how each bureau handles disputes.
Structured approach
Documented steps and clear communication on every file.
Nationwide reach
We serve clients across South Africa, remotely and efficiently.
Honest assessments
We tell you upfront what can and cannot be challenged. No false promises.
Outcomes that change what lenders see.
“I was declined for vehicle finance twice. After ITC Clearance corrected my record, I was approved within weeks.”
Thabo M., Johannesburg“Professional from the first call. They explained everything and kept me updated until it was done.”
Priya N., Durban“I thought I would never qualify for a home loan. Now I have the keys.”
Sarah V., Cape TownIndividual results vary and depend on the facts of each record.
Questions we hear every day.
Straight answers. Call us for anything specific to your file.
Can any judgment be removed?
Not every judgment qualifies. Removal depends on the facts, for example whether it was paid, rescinded, wrongly recorded or recorded without proper process. We assess your file first and tell you plainly where you stand.
How long does clearance take?
Timelines vary with the entries involved and how quickly bureaus and credit providers respond. We give you a realistic estimate after reviewing your report.
How do I get a debt review flag removed?
Once your debt review is completed, a clearance certificate from your debt counsellor is required. We help you complete the process so the flag is updated on your profile.
Is this legitimate?
Yes. We work within South African credit and consumer protection law, using formal disputes and documented evidence. We do not offer shortcuts or guaranteed results, because legitimate clearance cannot.
What do I need to get started?
Your ID number and a recent credit report. If you do not have one, we will guide you on getting your free annual report.
Your next credit check can look very different.
Speak to a specialist today. Consultations are confidential.
ITC Clearance does not guarantee specific outcomes. Removal of any listing depends on its accuracy, legality and the applicable retention rules.